Let us introduce you to NJ Wealth Portfolio Management, also known as NJ Wealth PMS.

They’re a seasoned player with 30 years of experience in this field. Based in Mumbai, Maharashtra, this public company was started in 1994.

Since then, they’ve got a solid reputation for managing portfolios, and their assets under management (AUM) stand tall at Rs.3979.43 Crore.

They cater to 3578 active clients, offering six diverse investment plans. So, whether you’re a seasoned investor or have grown into one, NJ Portfolio Management could be worth exploring.

Total AUM Rs.3979.43 Cr.
Avg. 1 Year Return 18.33%
Active Clients 3578
No. of Strategies 6
Minimum Investment Rs.50 Lakh
Experience 30 Years

NJ Wealth PMS - Company Overview


Portfolio Management

Organization Type


Head Office

Mumbai, Maharashtra


Neeraj Choksi & Mr. Jignesh Desai

Founded In (year)


Why Invest in NJ Wealth PMS?

NJ Wealth Portfolio Management Services offers a solid choice backed by a 29-year track record. This experience translates into a strong foundation for managing your portfolio.

  • NJ Wealth allows custom investment strategies, letting you align your portfolio with your specific financial goals and risk tolerance.
  • Count on excellent support from NJ Wealth’s portfolio management team, ensuring your investment ride is smooth and well-guided.
  • Any concerns are addressed promptly, with a maximum turnaround of five working days, showing their commitment to client satisfaction.
  • NJ Wealth PMS caters to non-resident Indians as well, which reflects the expansion of investment opportunities.
  • With six distinct strategies, you can choose one that suits your investment style and objectives.

Incorporating these aspects, NJ Wealth PMS stands out as a comprehensive and flexible investment avenue.

NJ Wealth Portfolio Management Service Performance or Returns

1 Year Return


Nifty 50 - 1 Year Return


3 Year Return


Nifty 50 - 3 Year Return


5 Year Return


Nifty 50 - 5 Year Return


Let us break it down for you in simple terms. Over the past year, the PMS has delivered a solid return of 18.33%.

In comparison, the Nifty 50, representing the broader market, managed a 10.74% return in the same time frame.

Looking further back, the PMS has a 3-year return of 18.87%, slightly trailing behind the Nifty 50’s 20.15%.

And over a 5-year horizon, NJ Wealth’s PMS showcases a return of 10.91%, while the Nifty 50 gained 11.52%, slightly higher.

So, the PMS has performed well, often aligning with or outperforming the market, depending on the time frame.

Remember, investing involves a mix of strategy and patience. It is always good to watch these figures to make informed decisions. NJ Wealth PMS returns are doing well every year.

NJ Wealth PMS Commission, Charges or Fees

Fixed Fees

2.5% of Fund Value (AMC)

Variable AMC

No Variable Fees

Variable Profit Sharing

No Variable Fees

Exit Load 1st Year


Exit Load 2nd Year


Exit Load 3rd Year


The NJ Wealth PMS Commission has a fixed fee of 2.5% of your investment, which they call the Annual Maintenance Charge (AMC).

The cool thing is that they don’t have any extra charges that change based on how much your investment grows, as others do.

There are no variable fees for the AMC or any sneaky profit-sharing charges. When it comes to taking your money out, remember that if you withdraw in the first year, there’s a 1% fee.

But from the second year onward, there is no more exit load, which is fantastic. You get a fixed AMC fee, no variable fees, and a decreasing exit load over the first three years.

Best Strategies by NJ Wealth Portfolio Management Services

Check out various strategies or Investment approaches provided by NJ Wealth Portfolio Managers.

Strategy Name Bluechip Freedom ETF Dynamic ETF Allocation Portfolio Dynamic Stock Allocation Multicap Balanced Advantage Portfolio
Start Date 12-Mar-18 09-Mar-18 12-Mar-18 02-Apr-16 02-Apr-16 12-Jan-21
Category Multi Cap ETF ETF Multi Cap Multi Cap Hybrid
Benchmark Nifty 50 Nifty 50 Nifty 50 Hybrid Composite Debt Nifty 50 Hybrid Composite Debt Nifty 50 Nifty 50 Hybrid Composite Debt
AUM (Rs.) Rs.1,716.55 Cr. Rs.184.59 Cr. Rs.385.09 Cr. 817.09 Rs.509.82 Cr. Rs.110.29 Cr.
No. of Stocks Not Disclosed Not Disclosed Not Disclosed Not Disclosed Not Disclosed Not Disclosed
1 Year Return 24.76% 35.40% 13.40% 11.68% 64.51% 23.47%
3 Year Return 16.75% 18.45% 11.58% 10.68% 34.87% NA
5 Year Return 17.85% 15.50% 9.07% 6.71% 24.90% NA
Fund Manager Mr. Viral Shah Mr. Viral Shah Mr. Viral Shah Mr. Viral Shah Mr. Viral Shah Mr. Viral Shah

As a seasoned investor, exploring the various investment strategies available at NJ Wealth Portfolio Management Services is essential.


This strategy focuses on investing in multi-cap segments of the market, with its performance benchmarked against the Nifty 50 index.

Managed by Mr Viral Shah, this strategy currently works assets worth Rs. 1716.55 crore. These assets are spread across undisclosed stocks, creating a diversified portfolio.

However, a longer horizon, such as the 5-year compound annual growth rate (CAGR), stands at 17.85%. But its 3-year CAGR of 16.75% indicates a good return.

Freedom ETF

NJ Wealth’s ETF strategy offers a straightforward approach. Focused on ETF segments, this strategy aligns with the Nifty 50 benchmark, a collection of India’s top 50 stocks.

Under the capable hands of Mr Viral Shah, the strategy currently manages assets worth Rs. 184.59 crore spread across undisclosed stocks.

When considering its track record, the numbers speak for themselves. – In the last year, the strategy achieved a remarkable 35.40% return.

Over three years, investors enjoyed a solid 18.45% return.

Dynamic ETF Allocation Portfolio Aggressive

The strategy offered by NJ Wealth Portfolio Management Services is designed to harness the potential of exchange-traded funds (ETFs) for strategic investment growth.

And it tracks the Nifty 50 Hybrid Composite Debt 50:50 index, serving as its benchmark.

This strategy commands an impressive asset under management (AUM) of Rs.385.09 crore, spread across a diverse range of undisclosed stocks to minimize risk and seize potential opportunities.

In terms of performance, the strategy has proved its merit over various periods. Over the past year, it achieved a return of 13.40%. Over three years, it secured a return of 11.58%.

Dynamic Stock Allocation Aggressive

This strategy falls under the multi-cap category, presenting a well-rounded approach to investing. Simply put, the strategy involves investing in various companies across various markets.

It closely tracks the Nifty 50 Hybrid Composite Debt 50:50 index, a benchmark for measuring its performance.

Managed by Mr Viral Shah, this strategy boasts an asset under management (AUM) of Rs. 817.09 crores, spread across unnamed stocks.

Over the last year, this strategy has demonstrated noteworthy year-to-year returns of 11.68%. 


This strategy falls within the multi-cap category and is aligned with the Nifty 50 benchmark, which helps assess its performance against a well-established market index.

Currently managing assets worth Rs. 509.82 crore, this strategy deploys funds into a selection of undisclosed stocks.

Looking at its historical performance, this strategy has demonstrated impressive growth rates. Over the past year, the compounded annual growth rate (CAGR) has stood at 64.51%, indicating solid returns for investors.

Balanced Advantage Portfolio

This strategy falls under the fund-of-fund category, making it a versatile choice for investment. It is designed to track the Nifty 50 Hybrid Composite Debt 50:50 index, which serves as its benchmark.

Managed by Mr Viral Shah, this strategy boasts an impressive asset under management (AUM) of Rs. 110.29 crore.

This strategy has demonstrated its strength in the past year with a remarkable 1-year return of 23.47%. At the same time, the 3-year and 5-year returns are not available at the moment.

Top Fund Managers of NJ Wealth PMS


Mr. Viral Shah









Below is a list of the leading NJ Wealth PMS Fund Managers you must know:

Mr Viral Shah, Fund Manager:

A seasoned professional with over 20 years of experience, Mr Shah’s aptitude for rule-based fund management has been instrumental in crafting innovative investment approaches like the MARS and PMS strategies at the NJ Group.

His analytical acumen and strategic thinking have contributed significantly to the financial landscape.

NJ Wealth Portfolio Managers SWOT Analysis

Here is the detailed SWOT analysis for the NJ Wealth Portfolio Managers:


  • NJ Wealth Portfolio Management boasts a solid 29-year history in the industry, demonstrating its stability and ability to navigate market cycles effectively.
  • The platform allows investors to tailor their investment strategies according to their financial goals and risk tolerance, providing a personalized approach to portfolio management.
  • With six distinct investment strategies, investors can select the plan that aligns with their investment style and objectives.
  • NJ Wealth offers excellent support through its portfolio management team, ensuring a smooth investment experience for its clients.
  • Their commitment to addressing concerns within five days showcases their dedication to client satisfaction.


  • While the provided performance data is positive, having more extensive historical performance data for each investment strategy would be helpful.
  • The absence of direct interaction with fund managers might limit investors’ ability to gain insights and clarity on investment strategies.
  • The minimum investment requirement of Rs. 50 lakh might pose a barrier for some potential investors who need more capital to allocate.


  • As the investment landscape evolves, there’s an opportunity for NJ Wealth to tap into a more extensive investor base.
  • NJ Wealth could consider expanding its range of investment strategies to cater to broader investor preferences and risk appetites.
  • The company could enhance its efforts to educate investors about different investment strategies and provide regular updates to keep investors engaged and informed.


  • The volatility of the financial markets poses a threat to the performance of investment strategies, potentially impacting returns.
  • The portfolio management industry is competitive, with various players offering similar services.
  • Regulation changes and compliance requirements can impact how portfolio management services are offered.

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Investment Facilities provided by NJ Wealth Portfolio Manager

Custom Strategy


Strategy Switch


Switch Charges

1.50% of Fund Value

NRI Investment






Early Exit


Early Exit Charges

1% within 1st Year

One standout NJ Wealth Portfolio Management feature is the ability to create a custom investment strategy that aligns with one’s financial goals.

This level of flexibility is enhanced by the option to switch strategies if needed, while a 1.50% charge based on the fund value applies.

Notably, NJ Wealth houses NRI investments, reflecting its global approach. Discretionary and non-discretionary modes allow investors to manage their portfolios hands-on or delegate decision-making.

Additionally, the provision for early exits, even within the first year, is valuable. However, it’s vital to note that there’s a 1% charge for early exits within the first year.

This complete suite of features showcases NJ Wealth’s commitment to providing flexible and investor-friendly solutions.

NJ Wealth Portfolio Management Support

Call Support


Email Support


Chat Support


Dedicated RM Support


Fund Manager Intereraction

Not Available

Issue Resolving TAT

Max 5 Working days

We have found NJ Wealth Portfolio Management Services to be a reliable partner in managing investments.

Their support infrastructure is impressive, with accessible avenues for assistance. Whether through calls, emails, or chats, their support team can readily address queries and concerns.

The presence of a dedicated relationship manager further enhances the personalized experience, ensuring tailored advice.

While direct interaction with fund managers isn’t available, the support system compensates well. Their commitment to resolving issues within five working days demonstrates their efficiency.

NJ Wealth PMS Dashboard Link

Web Platform

The NJ Wealth PMS Dashboard is a vital tool for seasoned investors, offering a streamlined and intuitive portfolio management platform.

A user-friendly interface provides quick access to essential investment information, allowing one to monitor their holdings, track performance, and make informed decisions.

For secure access, the login credentials are well protected, ensuring the confidentiality of investment data. Interested people can utilize this link to access the NJ PMS Dashboard seamlessly.

NJ Wealth PMS Login

Accessing NJ Wealth’s Portfolio Management Services (PMS) through its online platform is convenient and crucial for effective portfolio management.

To begin, every user must complete a straightforward sign-up process to become a registered user. This step ensures a secure, personalized gateway to NJ Wealth’s PMS offerings.

Once registered, you can quickly initiate NJ Wealth PMS Login to your account, gaining access to a suite of tools and resources to assist you in making informed investment decisions.

This user-friendly interface simplifies portfolio tasks, allowing you to monitor your investments, analyze performance, and explore potential breaks.

NJ Wealth PMS Review or Ratings by Finec.in

Overall Rating

8.16 / 10

Portfolio Performance

8.36 / 10


8.12 / 10


8.04 / 10


7.96 / 10


8.32 / 10

NJ Wealth Portfolio Management Services - SEBI Details

SEBI Reg. No.


Contact Person


Email ID


Telephone No.

026 1398 5965



Starting Date

Dec 22, 2015

How to invest in NJ Wealth PMS?

To embark on your investment journey with NJ Wealth PMS, follow these steps to ensure you invest in NJ Wealth Portfolio Management as seamlessly as possible:

  • Ensure you meet the criteria of being 18 or older and holding Indian or NRI nationality.
  • Keep in mind that the minimum investment required is Rs. 50 lakh.
  • Understand and sign the PMS (Portfolio Management Services) agreement. This outlines the terms and conditions of your investment.
  • Grant a POA to the portfolio manager, allowing them to make investment decisions on your behalf. This is crucial for managing your portfolio effectively.
  • Ensure you have a Demat account, as it’s mandatory for holding securities in electronic form.
  • Provide your PAN (Permanent Account Number) and valid address proof for compliance.
  • Research NJ Wealth’s PMS offerings, performance history, and investment strategies to align with your financial goals.
  • Contact NJ Wealth representatives to initiate the investment process and receive guidance.

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NJ Wealth PMS - Eligibility Criteria


18+ Years


Indian & NRI


Minimum Rs.50 Lakh

Documents required to Invest with NJ Wealth Portfolio Manager

PMS Agreement




Demat Account




Address Proof


NJ Wealth PMS – Conclusion

NJ Wealth Portfolio Management Services present a compelling option for seasoned investors looking to diversify and optimize their portfolios.

With a 29-year track record, NJ Wealth has achieved a total AUM of Rs. 3673.71 crores across six different strategies, delivering a notable average 1-year return of 18.33%.

The platform caters to both Indian and NRI investors. Mandatory requirements are PMS Agreement, POA, Demat Account, PAN, and Address Proof to ensure a secure and compliant investment journey.

This combination of experience, performance, and stringent protocols make NJ Wealth PMS a noteworthy consideration for investors seeking to maximize their investment potential.

FAQs on NJ Wealth Portfolio Management

Here is the list of FAQs related to the NJ Wealth Portfolio Management Services.

Which is the Best Strategy for NJ Wealth PMS?

The strategy here stresses investing in multi-cap segments for the markets, with their performance being benchmarked against the Nifty 50 index. The strategy in 2023 is working for assets worth 1472.19 Crore.

What is the Minimum Investment in NJ PMS?

The minimum investment required in the NJ PMS is about 50 lakhs.

What is the Return of NJ Wealth PMS?

The first-year return for NJ Wealth is 18.33%; for the second year, it is 18.87%; and for the third year, it is 10.91%.

Is NJ Portfolio Management Good?

Owing to the experience of the last 29 years, NJ Wealth is a safe place to invest.

What is the fixed commission of NJ Wealth PMS?

The fixed commission for NJ Wealth PMS is 2.5% of Fund Value (AMC).

Is a Demat account mandatory for NJ Wealth Portfolio Managers?

Yes, a demat account is mandatory to have for NJ Wealth portfolio managers.

What are the Exit Charges of NJ Wealth Portfolio Management?

For the first year, the exit charges are 1.00%, and for the subsequent years, the exit charges are 0.0%.

Who are the current fund managers of NJ Portfolio Management?

Mr. Viral Shah is the fund manager of NJ Portfolio Management.

What is the AUM of NJ Portfolio Management Service?

As of 2023, the AUM charged by NJ Wealth is Rs.3673.71 Cr.

Do NJ Portfolio Managers Charge Variable Commissions?

No, variable commissions are charged by NJ Portfolio managers.


Customer ratings and reviews of NJ Wealth PMS

  • Finec says:

    Thanks for your support sir.

  • S.Nageswararao says:


  • Double your Investment in 3 YearsInvest in PMS