In the world of changing financial services, LIC PMS have become an essential choice for experienced investors and those looking for professional help with their wealth.

This review article takes a close look at LIC Portfolio Management. It examines their strategies, how they balance risk and rewards, and their past performance.

By carefully studying how well they’ve done and comparing it with what others have achieved.

This review aims to show whether Life Insurance Corp PMS is effective at helping investors earn good returns and manage risks.

Total AUM Rs.1461.23 Cr.
Avg. 1 Year Return 28.00%
Active Clients 15
No. of Strategies 2
Minimum Investment Rs.50 Lakh
Experience 35 Years

LIC PMS - Company Overview

Category

Portfolio Management

Organization Type

Public

Head Office

Mumbai, Maharashtra

Founder

S. K. Mitra

Founded In (year)

1989

Why Invest in LIC PMS?

  • LIC Portfolio Management Services lets investors choose between standard or personalized strategies. This flexibility makes investing smoother, no matter how the market is doing.
  • With thorough in-house research, LIC makes informed decisions about where to invest.
  • LIC has a unique way of picking stocks for their investment plans. They combine looking at individual companies with understanding the bigger economic picture.
  • LIC uses proven investment methods and modern strategies that look at different aspects.
  • LIC is knowledgeable about debt investments, too. They carefully choose different safe debt instruments to optimize returns while managing risks.
  • By focusing on returns adjusted for risks, Life Insurance Corporation PMS prioritizes safeguarding investments.

LIC Portfolio Management Service Performance or Returns

1 Year Return

28.00%

Nifty 50 - 1 Year Return

10.74%

3 Year Return

21.52%

Nifty 50 - 3 Year Return

20.15%

5 Year Return

17.25%

Nifty 50 - 5 Year Return

11.52%

In the first year, LIC PMS returns equal 28.00%, which is much better than the Nifty 50’s 10.74% during the same time.

Over three years, LIC earned a return of 21.52%, while the Nifty 50 had 20.15%. This shows that LIC did better over a longer time.

Looking at five years, LIC got a return of 17.25%, higher than the Nifty 50’s 11.52%.

This big difference in performance over a long time means that LIC Portfolio Managers has done well for its investors.

LIC PMS Commission, Charges or Fees

Fixed Fees

2.5% of Fund Value (AMC)

Variable AMC

2% of Fund Value

Variable Profit Sharing

20% (if above 10.00% profit)

Exit Load 1st Year

1.00%

Exit Load 2nd Year

0.00%

Exit Load 3rd Year

0.00%

LIC Portfolio Management Service has an all-inclusive fee structure that includes fixed and variable charges.

The fixed LIC PMS commission, which is 2.5% of the fund’s value, covers the yearly management of the portfolio. Additionally, a variable fee known as the AMC fee is 2% of the fund’s value.

There’s another profit-sharing fee when the portfolio makes profits beyond a 10.00% limit. This fee is 20% of the extra profits.

Lastly, if you decide to take out your investment within the first year, there’s an exit load of 1.00% of the fund’s value.


Best Strategies by LIC Portfolio Management Services

Check out various strategies or Investment approaches provided by LIC Portfolio Managers.

Strategy Name Value Equity+ Factor Advantage
Start Date 17-May-13 02-Mar-21
Category Large & Mid Cap Large Cap
Benchmark S&P BSE 500 Nifty 50
AUM (Rs.) Not Disclosed Not Disclosed
No. of Stocks 27 Not Disclosed
1 Year Return 32.29% 23.71%
3 Year Return 21.52% NA
5 Year Return 17.25% NA
Fund Manager Mr. Mahesh Bendre Mr. Mahesh Bendre

We have listed the details of the two main LIC Portfolio Manager Strategies:

Value Equity+

LIC’s “Value Equity+” strategy, led by Mr Mahesh Bendre, shines with a focus on Large and mid-cap stocks since May 2013.

Boasting 27 thoughtfully selected stocks, it’s benchmarked against the S&P BSE 500.

Exceptional returns in the last year (32.29%), three years (21.52%), and five years (17.25%) underscore its prowess.

Identifying undervalued stocks aligns with its ‘value’ philosophy, enhancing growth potential.

This strategy encapsulates LIC’s dedication to potent portfolio management within Large and mid-cap investments.

Factor Advantage

Launched on 2 March 2021, Life Insurance Corporation PMS’s “Factor Advantage” Strategy focuses on Large-cap investments.

Benchmarked against the Nifty 50, this strategy demonstrates remarkable potential. With a 1-year return of 23.71%, it showcases an impressive track record in a relatively short period.

While 3-year and 5-year returns are yet to be determined, Mr Mahesh Bendre leads this strategy, capitalizing on factors contributing to its success.

Top Fund Managers of LIC PMS

#1

Mr. Mahesh Bendre

#2

NA

#3

NA

#4

NA

#5

NA

Here are the details of the LIC PMS Fund manager:

Mr Mahesh Bendre

With more than 18 years of experience in the Indian Equity Market, Mr. Mahesh Bendre has an extensive equity research and fund management background.

He has previously held positions at Edelweiss Capital, HSBC Securities, and IDBI Capital.

Holding a degree in Mechanical Engineering, he furthered his academic pursuits with a Ph.D. in Finance from Pune University.

His proficiencies lie in Expertise Research, Macroeconomic research, and Portfolio Management. Currently, he is at the helm of the PMS vertical at LIC AMC Ltd.


LIC Portfolio Managers SWOT Analysis

Here is the detailed SWOT analysis for LIC portfolio managers:

Strengths:

  • Showing an average return of 28.00% in 1 year and a good return of 21.52% in 3 years, LIC has a history of doing well over different times.
  • With 34 years of experience, LIC has a lot of knowledge about how finances work.
  • Not having an exit fee when you take out your money in the 2nd and 3rd years shows they care about their clients, making it easier to manage investments.
  • Getting a good score of 8.13 out of 10 for how well they manage investments and make good returns shows LIC knows what they’re doing.

Weaknesses:

  • The assessment of charges at a 7.73 out of 10 suggests room for fee competitiveness and transparency improvement.
  • With only 15 active clients, expanding and diversifying the client base can enhance the portfolio’s reach and impact.
  • Offering only two strategies may limit the range of investment options for clients, potentially limiting their choices.

Opportunities:

  • Leveraging its good reputation and knowledge, LIC PMS could get more clients by connecting with a broader range of investors, including regular people and big organizations.
  • Coming up with new and intelligent ways to invest money that match what people want now could bring in more people.
  • Using technology, like smart tools, computer smarts, and online platforms, can help make better investment choices and work better with clients.

Threats:

  • Other well-known companies with new ideas might make it hard for Life Insurance Corp Portfolio Management to get and keep clients.
  • If there are sudden changes in rules about fees, taxes, or how investments work, LIC might need help with doing business and making money.
  • When the money world goes up and down, it can change how investments do.

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Investment Facilities provided by LIC Portfolio Manager

Custom Strategy

Not Allowed

Strategy Switch

Allowed

Switch Charges

2% of Fund Value

NRI Investment

Allowed

Discretionary

Allowed

Non-Discretionary

Not Allowed

Early Exit

Allowed

Early Exit Charges

1% within 1st Year

There are many LIC Portfolio Management features, stated below:

Strategy Switch:

  • Allows investors to change strategies.
  • Charges: 2% of Fund Value.

NRI Investment:

  • Welcomes Non-Resident Indians.
  • Provides investment opportunities for NRIs.

Discretionary Investments:

  • The manager makes investment decisions.
  • Aligned with investor goals and risk.

Early Exit Option:

  • Exit within 1st year possible.
  • Charges: 1% of Fund Value.

LIC Portfolio Management Support

Call Support

Available

Email Support

Available

Chat Support

Available

Dedicated RM Support

Available

Fund Manager Intereraction

Not Available

Issue Resolving TAT

Max 7 Working days

Read on to learn about the various LIC Portfolio Management Services:

  • Investors can contact for assistance by phone, ensuring direct and prompt communication for their queries and concerns.
  • Queries and inquiries can be directed to the provided email address, allowing precise and documented communication for issue resolution and information exchange.
  • Real-time assistance is available through chat support, enabling investors to engage in immediate conversations for quick responses and guidance.
  • A dedicated Relationship Manager is assigned to provide personalized assistance, catering to specific needs and ensuring a more tailored and attentive support experience.
  • LIC Portfolio Management commits to addressing and resolving issues within seven working days.

LIC PMS Dashboard Link

Web Platform

The LIC PMS Dashboard is a centralized platform where investors can see how their investments are doing right now.

It helps them watch how well their investments are doing, see where their money is going, and check what transactions have happened.

The dashboard makes it easy to manage investments with tools to analyze performance, see where money is invested, and talk directly to the team.

It gives a complete look at investments, helps make intelligent choices, checks how risky things are, and keeps track of investments’ activities.


LIC PMS Login

The LIC PMS login portal helps users access and manage their investment accounts.

It allows users to view real-time portfolio information, track performance, initiate transactions, access essential documents, and communicate with support.

This portal streamlines investment management, providing a convenient platform for making informed decisions and managing portfolios efficiently.

LIC PMS Review or Ratings by Finec.in

Overall Rating

7.93 / 10

Portfolio Performance

8.13 / 10

Support

8.09 / 10

Facilities

7.89 / 10

Charges

7.73 / 10

Experience

7.81 / 10

LIC Portfolio Management Services - SEBI Details

SEBI Reg. No.

INP000001694

Contact Person

MAYANK ARORA

Email ID

pms@licmf.com

Telephone No.

022 6601 6041

Address

INDUSTRIAL ASSURANCE BUILDING, 4TH FLOOR,, OPPOSITE CHURCHGATE STATION, MUMBAI, MUMBAI, MAHARASHTRA, 400020

Starting Date

May 01, 2015


How to Invest in LIC PMS?

To invest in LIC Portfolio Management Services, follow the below-mentioned steps:

  1. Collect the required documents: PMS Agreement, Power of Attorney (POA), Demat Account details, PAN card, and Address Proof.
  2. Contact LIC Portfolio Manager to express your interest in investing.
  3. Provide the necessary documents for verification.
  4. Complete the application process and fund your investment with a minimum of Rs.50 Lakh.
  5. Ensure that you are older than 18 and must be an Indian or an NRI.

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LIC PMS - Eligibility Criteria

Age

18+ Years

Nationality

Indian & NRI

Investment

Minimum Rs.50 Lakh

Documents required to Invest with LIC Portfolio Manager

PMS Agreement

Mandatory

POA

Mandatory

Demat Account

Mandatory

PAN

Mandatory

Address Proof

Mandatory


LIC PMS – Conclusion

To summarize, LIC PMS provides various investment solutions customized to meet diverse investor needs.

With a proven track record of delivering competitive returns and a solid commitment to excellence, Life Insurance Corp PMS stands out in the investment landscape.

Their various strategies, experienced fund managers, and transparent fee structures contribute to their appeal.

Whether investors are aiming for growth, diversification, or personalized portfolio management, LIC is a reliable partner ready to assist in achieving their financial goals.


FAQs on LIC Portfolio Management

Check out various FAQs on LIC Portfolio Management Services.

Which Strategy Offers Optimal Results in LIC PMS?

The standout choice among LIC PMS strategies is the Value Equity+ strategy, which exhibits impressive returns across short and long periods.

What’s the Minimum Investment Required for Life Insurance Corporation PMS?

To start with LIC PMS, investors must commit a minimum of Rs. 50 lakhs.

What Kind of Returns Can I Expect from LIC PMS?

Investors can anticipate robust returns from Life Insurance Corp Portfolio Management, including a 28% 1-year return, a noteworthy 21.52% 3-year return, and a solid 17.25% 5-year return.

Is It Recommended to Choose LIC Portfolio Management?

LIC Portfolio Management Services stand out for their competitive returns, skilled fund managers, diverse investment strategies, and comprehensive investor support, making them a worthy consideration.

What’s the Fixed Commission Charged for LIC PMS?

LIC PMS levies a fixed commission of 2.5% based on the fund’s value.

Is a Demat Account Mandatory for Engaging with LIC Portfolio Managers?

A Demat account is a prerequisite for interacting with LIC Portfolio Managers.

What’s the Fee for Exiting LIC Portfolio Management Services?

The exit fee within the initial year amounts to 1% of the fund’s value.

Who Currently Manages LIC PMS?

Currently, Mahesh Bendre assumes the role of fund manager for LIC.

What’s the Present Asset Under Management (AUM) for LIC PMS?

The current total assets overseen by LIC Portfolio Management Service amount to Rs. 1461.23 Cr.

Do LIC Portfolio Managers Employ Variable Charges?

LIC Portfolio Managers apply variable charges, totalling 2%, based on the fund’s value.


 

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