Established in 2005, Karma Capital PMS is a boutique portfolio management company in India.

It’s registered in Mumbai with a vision to provide like-minded investors actively managed access to listed Indian equities and help them earn longer-term returns.

The company has successfully built a solid track of 19 years with its independent investment philosophy and futuristic approach across all its offerings.

From domestic high-net-worth individuals and institutional investors to offshore institutional investors, they can access the Karma Capital Advisors.

This article discusses Karma Capital Portfolio Management perks, returns, commission, support facilities, offers, SWOT analysis, and more.

Total AUM Rs.5920.48 Cr.
Avg. 1 Year Return 21.61%
Active Clients 65
No. of Strategies 4
Minimum Investment Rs.50 Lakh
Experience 19 Years

Karma Capital PMS - Company Overview

Category

Portfolio Management

Organization Type

Private

Head Office

Mumbai, Maharashtra

Founder

Nikhil Desai

Founded In (year)

2005

Why Invest in Karma Capital PMS?

The following explained are the benefits you can reap by investing in the Karma Capital Portfolio Management Services:

  • The PMS house is responsible for managing assets worth Rs. 4,429.36 crores for domestic and international individual and institutional investors. With this colossal figure of AMC, it’s evident that the company has vast experience in managing its clients’ portfolios efficiently.
  • Industry experts recognize Karma Capital PMS as one of the leading Indian PMS houses, with an overall rating of 8.20. This noteworthy rating indicates that the organization performs well in terms of portfolio management, support, facilities, experience, and charges.
  • When collaborating with Karma Capital, you can avail of discretionary and non-discretionary services per your comfort level.
  • By investing with Karma PMS, you can earn an average 1-year return of 21.61%. It is nearly twice the benchmark Nifty 50’s 1-year return.

Karma Capital Portfolio Management Service Performance or Returns

1 Year Return

21.61%

Nifty 50 - 1 Year Return

10.74%

3 Year Return

30.44%

Nifty 50 - 3 Year Return

20.15%

5 Year Return

9.74%

Nifty 50 - 5 Year Return

11.52%

Whenever considering investing in Indian equities, you should research and try to find potential returns that a PMS can offer.

Read further to explore short-term and longer-term Karma Capital PMS Returns.

Karma PMS usually surpasses the benchmark Nifty 50 returns for short-term and long-term investments.

On investment made for one year, investors earned approximately 21.61% return, nearly two times the benchmark Nifty 50’s 1-year return. The investment return offered by Nifty 50 for one year was 10.74%.

The return on long-term investment delivered by Karma PMS was 30.44%, which was higher than the Nifty 50 3-year return, i.e., 20.15%.

Furthermore, talking about the longer-term investment return, i.e., a 5-year return, the PMS house offered a 9.74% return. It was slightly lower than the Nifty 50’s 5-year return, which is 11.52%.

Karma Capital PMS Commission, Charges or Fees

Fixed Fees

2.5% of Fund Value (AMC)

Variable AMC

1.5% of Fund Value

Variable Profit Sharing

20% (if above 10% profit)

Exit Load 1st Year

3.00%

Exit Load 2nd Year

2.00%

Exit Load 3rd Year

1.00%

You shouldn’t invest your money with any PMS after researching the returns. Instead, it’s crucial to know the PMS commission and charges.

So, let’s dig in all about Karma Capital PMS Commission and fees:

The organization charges fixed fees and variable fees from their clients or investors. For instance, if a client wants to avail of Karma Capital’s PMS service, he must pay 2.5% of his fund value as fixed fees.

You can also pay variable fees, i.e., 1.5% of your AMC. Both these fees must be paid annually as maintenance charges.

Moreover, Karma Capital variable profit sharing is 20% of your profit. It’s applicable only if you earn more than 10% profit.

Proceeding ahead, investors often look forward to redeeming their investments from the PMS house. In such a case, investors need to pay exit load charges.

The exit load charges to redeem investment within one year are 3%, within two years are 2%, and within three years are 1%.


Best Strategies by Karma Capital Portfolio Management Services

Check out various strategies or Investment approaches provided by Karma Capital Portfolio Managers.

Strategy Name Wealth Builder Magnolia Lotus Jasmine
Start Date 31-Dec-06 01-Feb-23 22-Feb-23 28-Aug-23
Category Flexicap Large Cap Small & Mid Cap Multi Cap
Benchmark S&P BSE 500 Nifty 50 S&P BSE 500 S&P BSE 500
AUM (Rs.) Not Disclosed Not Disclosed Not Disclosed Not Disclosed
No. of Stocks 25 Not Disclosed Not Disclosed 18
1 Yr. Return 52.55% NA NA NA
3 Yr. Return 29.02% NA NA NA
5 Yr. Return 20.35% NA NA NA
Fund Manager Mr. Rushabh Sheth Mr. Rushabh Sheth Mr. Rushabh Sheth Mr. Vinay Jain

Regarding the Karma Capital Portfolio Managers Strategy, the PMS house offers three investment strategies – Wealth Builder, Magnolia, and Lotus.

Wealth Builder

Wealth Builder investment strategy was introduced on 31 December 2006 and is led by Mr Rushabh Seth.

The scheme targets flexicap investment options, and its benchmark is the S&P BSE 500. An investor can invest in roughly 25 stocks using the Wealth Builder investment strategy.

When investing using this strategy, investors reaped a return of 52.55% after one year, 29.02% after three years, and 20.35% after five years.

Magnolia

Magnolia’s investment strategy was introduced on 1 February 2023 and is led by Mr Rushabh Seth. The scheme targets large-cap investment options; its benchmark is the S&P BSE 500.

The company must disclose the number of stocks an investor can invest under this investment strategy.

However, it is known that investors not disclosed return after investing their money under the Magnolia strategy for one year.

Lotus

Lotus investment strategy was introduced on 22 February 2023 and is led by Mr Rushabh Seth.

The scheme targets investment options requiring small and middle capital (Small and mid-cap), and its benchmark is the S&P BSE 500.

The company needs to disclose the number of stocks that an investor can invest in under this investment strategy.

However, the PMS house’s clients not disclosed after investing their money under the Lotus strategy for one year.

Top Fund Managers of Karma Capital PMS

#1

Mr. Rushabh Sheth

#2

NA

#3

NA

#4

NA

#5

NA

Learning about the Karma Capital PMS Fund Managers is one of the most vital aspects when considering investing in portfolio management services.

The company’s fund managers will manage and guide your investment portfolio. Their sole decision can majorly influence your potential returns and profits.

So, read further to know everything about Karma Capital fund managers:

Mr. Rushabh Seth

Rushabh Seth has been working in the money management business in India for more than 29 years. He is primarily experienced in dealing with listed equities.

In his career of over three decades, he has been involved with different sectors of money management, including PMS and offshore funds.

Presently, Mr. Seth is the Co-Founder, Co-CIO (Chief Investment Officer), and Fund Manager at Karma Capital Advisors Pvt. Ltd.

He previously worked as CIO at Kotak Mutual Fund and Head of Business Development at ASK Raymond James Securities.

He graduated in Commerce & Economics from Sydenham College of Commerce and Economics.

Mrs. Ekta Mehta

Ekta Mehta is a Portfolio Manager at Karma Capital Advisors Pvt. Ltd. She has been working with the company for almost seven years and has previously worked as Senior Manager of Research and Assistant Portfolio Manager.

Before working at Karma Capital, she held the position of Research Analyst at Batlivala & Karani Securities India Pvt. Ltd., Analyst at MSCI Inc., and Business Analyst at Strategic Growth Advisors Pvt. Ltd.

Ekta attended R.A. Podar College of Commerce and Economics for B.Com and completed a post-graduation in Finance from N.L. Dalima Institute of Management Studies and Research. In addition, she is a certified CFA.


Karma Capital Portfolio Managers SWOT Analysis

Check out SWOT Analysis on Karma Capital Portfolio Management.

Strength

  • Karma Capital PMS offers three proven investment strategies and a recently launched fourth strategy.
  • It allows domestic as well as international investors to invest in PMS.
  • The PMS provides an opportunity to earn more short-term returns than the Nifty 50.
  • The organization has built credibility and trust among its investors through its consistent investment philosophy.
  • It has a dedicated research team experienced in running a disciplined, fundamental, and first-hand research process.

Weakness

  • The company charges fees from the investors to redeem the investments.
  • Karma Capital doesn’t provide a custom strategy to its investors.
  • Its clients and investors can’t switch from one investment strategy to another.

Opportunities

  • Increasing financial literacy in residents of rural areas.
  • The company can work on its PMS customer support.
  • An elevating number of HNIs.

Threat

  • Economic recession is resulting in more job loss, which reduces purchasing power.
  • Highly inflated economy.
  • Competition is skyrocketing in the investment space.

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Investment Facilities provided by Karma Capital Portfolio Manager

Custom Strategy

Not Allowed

Strategy Switch

Not Allowed

Switch Charges

1.25% of Fund Value

NRI Investment

Allowed

Discretionary

Allowed

Non-Discretionary

Allowed

Early Exit

Allowed

Early Exit Charges

3% within 1st Year

As a client, you can reap the benefits of the following Karma Capital Portfolio Management Features:

  • Even though Karma Capital PMS doesn’t allow switching between different investment strategies, you can do so by paying 1.25% of your fund value.
  • The organization allows NRI investment.
  • Moreover, it offers discretionary and non-discretionary services. You can opt for any after comparing the pros and cons of these two services.
  • Any investor can take their investment to another PMS after paying early exit load charges. The charges for one year are 3%.
  • However, the fund managers don’t provide personalized investment strategies to the clients. It offers a single, consistent investment approach to all its investors.

Karma Capital Portfolio Management Support

Call Support

Available

Email Support

Available

Chat Support

Not Available

Dedicated RM Support

Available

Fund Manager Intereraction

Not Available

Issue Resolving TAT

Max 7 Working days

By investing in Karma Capital Portfolio Management Services, you can reach out through calls and email for PMS support. Read further to uncover PMS support facilities in detail:

  • The company provides a dedicated customer helpline number. You can call the available number and discuss investment-related problems or questions with the representative.
  • Another option to seek PMS support from Karma Capital is emailing them.
  • You can also opt for dedicated Relationship Manager (RM) support.
  • Karma Capital offers limited PMS support with no chat and fund manager interaction support.
  • Furthermore, the PMS house can resolve your problems and queries within seven days.

Karma Capital PMS Dashboard Link

Web Platform

The firm provides its clients and investors with a dedicated, technologically advanced Karma Capital PMS Dashboard.

This dashboard makes it easier for investors to track every important detail about their investment portfolio.

You don’t need to contact the PMS house to know your profits, returns, charges, or strategies. Everything is updated on the investor’s dashboard in real-time.

Moreover, the dashboard sends alerts to inform users about all portfolio updates.


Karma Capital PMS Login

If you are looking forward to Karma Capital PMS Login, tap on the dashboard link in the table. However, remember that you can log into the dashboard only if registered as a Karma Capital client.

Once you meet all eligibility requirements, complete the client registration application process, and verify all your documents, you will be declared Karma Capital’s registered client.

It’s when the PMS house will generate your account and send credentials to help you log into the dashboard.

Karma Capital PMS Review or Ratings by Finec.in

Overall Rating

8.20 / 10

Portfolio Performance

8.41 / 10

Support

8.08 / 10

Facilities

8.16 / 10

Charges

8.00 / 10

Experience

8.36 / 10

Karma Capital Portfolio Management Services - SEBI Details

SEBI Reg. No.

INP000001223

Contact Person

NA

Email ID

info@karmainvest.com

Telephone No.

022 6232 7200

Address

Floor 12U, Suite 1, Remi Commercio, Off Veera Desai Road, Andheri (West), Mumbai 400 053

Starting Date

Jun 16, 2017


How to Invest in Karma Capital PMS?

You can Invest in Karma Capital Portfolio Management as soon as you are declared the PMS house’s registered client.

To become a client of Karma Capital, you must comply with the following listed eligibility criteria:

  • Your age must be over 18.
  • Only an Indian or NRI can be the company’s client and investor.
  • It’s a must for you to invest a minimum of Rs. Fifty lakhs as a PMS investor.

Furthermore, during the client registration application process, Karma Capital will ask you to upload some essential documents, including:

  • PMS Agreement
  • POA
  • Demat Account
  • PAN
  • Address Proof

The application process representative will cross-check your documents and details.

You can become Karma Capital client if there is no issue with your documents and details. Once you are officially the company’s client, you can invest your funds in PMS.

To quickly submit your application, enter your details in this page’s ‘Invest in PMS Now!’ form.

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Karma Capital PMS - Eligibility Criteria

Age

18+ Years

Nationality

Indian & NRI

Investment

Minimum Rs.50 Lakh

Documents required to Invest with Karma Capital Portfolio Manager

PMS Agreement

Mandatory

POA

Mandatory

Demat Account

Mandatory

PAN

Mandatory

Address Proof

Mandatory


Karma Capital PMS – Conclusion

Karma Capital works with a network of over 43 domestic and international clients while managing a total AUM of Rs. 4429.36 crores.

These figures themselves say that the company is the appropriate destination for your investment journey.

Moreover, it has a compatible team and fund managers that understand the clients’ mindset and help them with money management.

Furthermore, the firm has a consistent track record of over 18 years, making it a trustworthy platform to invest in Karma Capital PMS.


FAQs on Karma Capital Portfolio Managers

Check out various FAQs related to Karma Capital Portfolio Management Services.

Which is the Best Strategy for Karma Capital PMS?

Wealth Builder is the best strategy for Karma Capital PMS when analyzed based on short-term return.

BY incorporating this investment strategy, investors earned a whopping 27.62% return after one year. Moreover, it is ideal for investors wanting to invest in flexible capital investment options.

What is the Minimum Investment in Karma Capital PMS?

If you desire to invest in Karma Capital PMS, the minimum investment required will be Rs. 50 lakhs.

What is the Return of Karma Capital PMS?

The return of Karma Capital PMS is different for short-term, long-term, and longer-term investments. After investing funds for one year, investors retained 21.61% returns.

Furthermore, for a three-year investment, the returns were 30.44%, and 9.74% returns were for a five-year investment option.

Is Karma Capital Portfolio Management good?

Karma Capital Portfolio has gained a competitive edge since its foundation in 2005.

With the exceptional leadership of founder Nikhil Desai and the vast experience of fund manager Rushabh Seth, the PMS house has helped like-minded investors earn lucrative returns on their investments.

What is the fixed commission of Karma Capital PMS?

The fixed commission of Karma Capital PMS is 2.55 of the client’s AMC.

Is a Demat account mandatory for Karma Capital Portfolio Managers?

Yes! It’s a must for Karma Capital portfolio managers to open a Demat account.

What are the Exit Charges of Karma Capital Portfolio Management?

The exit charges of Karma Capital portfolio management for the first year are 35, for the second year are 2%, and for the third year are 1%.

Who are the current fund managers of Karma Capital PMS?

Mr Rushabh Seth is the current fund manager, and Ekta Mehta is the current portfolio manager of Karma Capital PMS.

What is the AUM of Karma Capital Portfolio Management Service?

The AUM of Karma Capital Portfolio Management Service amounts to Rs. 4,429.36 crores.

Do Karma Capital Portfolio Managers Charge Variable Commissions?

Yes! Karma Capital Portfolio Managers charge variable commissions of 1.55 of the client’s fund value.


 

Customer ratings and reviews of Karma Capital PMS

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