Kfintech, which was earlier known as Karvy, is now offering the Kfintech Mutual Fund Distributor opportunity.

If you want to become a Kfintech Mutual Fund Seller, then you need to read this article in detail, as this piece will help you understand the dos and don’ts of becoming an MF distributor with Kfintech.

Type of Distributorship Sub Distributor
Total Distribution Network 100+
Total Investment Zero – Rs.40,000
Distributors Commission 0.6% to 1.2% of AUM
Avg. Monthly Profit Rs.83,650
Breakeven Time 1 – 2 Months
Payout Time 30 Days

KFintech Mutual Fund Distributor - Company Overview


Mutual Fund Distributor

Organization Type


Head Office



C. Parthasarathy

Founded In (year)


Distributorship Tenure

5 years

Why become Kfintech Mutual Fund Distributor?

The primary reasons that you can consider becoming one of the Kfintech Mutual Fund Advisors are.

  • It is one of India’s oldest mutual fund distributorships, with over three decades in the business.
  • There is no initial investment requirement. This makes it easy for the people aspiring to be MF advisors but does not have enough capital to invest at the beginning of the business.
  • The recurring expenses are nominal and depend on location and other factors. It usually remains within the upper limit of Rs. 40000 only.
  • Kfintech offers the best support environment for distributors. Every kind of support is available from the firm to all of its distributors.
  • It offers a wide range of mutual fund schemes, which the distributors can offer to their clients. This helps the distributors to earn more as they can provide more plans to clients, which in turn helps in more investments, and, thus, more commission income.
  • A wide range of technologically advanced platforms for client investments also helps the distributors entice potential and existing clients.

KFintech Mutual Fund Seller Commission

Revenue Sharing

0.6% to 1.2% of AUM

Per Client Acquisition


The Kfintech Distributor Commission is determined based on the firm’s asset under management (AUM) from the total number of clients of a distributor.

Currently, Kfintech shares 0.6% to 1.2% of AUM with the distributors. This means if you have Rs.1 crore as AUM from all your clients cumulatively, you will earn Rs.1 lakh a month as commission.

You need to understand that this is the gross earnings of the distributor and not the profit.

KFintech Mutual Fund Advisor Cost or Investment

Distributorship Fees (One Time)


Office Expenses (Monthly)

Zero - Rs.40,000

As stated in the above section, the gross earning becomes profit when you deduct the Kfintech Mutual Fund Distributor Cost from it.

The costs that a distributor incurs at Kfintech include the office cost only. This is one of the significant disruptions in the industry as all other firms who offer mutual fund distribution charge a distributorship fee, which Kfintech does not.

This helps the distributors churn out profits more quickly and well in advance than their peers associated with other AMCs.

The office expenses of MF distributors at Kfintech range up to Rs.40,000 in usual cases.

However, since Kfintech has yet to mandate office requirements for distributors, thus the cost can be nil as well.

KFintech Mutual Fund Distributorship – Expected Profits & Income

The table below shows expected profits, AUMs & Income that you can make, if you become KFintech MF Advisor.

Active Lumpsum Clients 20
Avg. AUM per Client – Lumpsum (Rs.) 88,000
Total AUM – Lumpsum (Rs.) 17,60,000
Active SIP Clients 1,015
Avg. AUM per Client – SIP (Rs.) 8,800
Total AUM – SIP (Rs.) 89,32,000
Total AUM (Rs.) 1,06,92,000
Distributor’s Share (Rs.) (1.25% of AUM) 1,33,650
New Client Acquisition 50
Client Acquisition Income (Rs.) 0
Total Distributors Income 1,33,650
Total Expenses 50,000
Distributor’s Net Profit 83,650
Net Profit Margin 62.59%

To determine the Kfintech Mutual Fund Seller Profits, you must deduct the cost incurred in running the distributor’s business from the commission earned by the distributor.

Let’s understand this with the help of an example –

Suppose you have 20 Active lump sum clients, and their average investment is around Rs. 88000, which makes a total AUM from lump sum clients Rs.17,60,000.

Apart from the lump sum clients, you have around 1015 SIP clients with an average monthly SIP of Rs.8,800, which means a total AUM from SIP clients of Rs.89,32,000.

Now, the cumulative AUM is Rs.1,06,92,000. Let’s assume the distributor gets 1.25% of AUM as commission which makes his income stand at Rs.1,33,650.

Now, suppose the total expense is around Rs.50,000 per month (taking the extreme case); then the net profit would be Rs.83,650, which means 62.59% profit.

KFintech Mutual Fund Agent Offers

Commission above 1%


Zero Investment


Free Advisory


Direct Mutual Fund


The Kfintech Mutual Fund Agent Offers changes from time to time. It is always different. The distributors use the offer to attract clients and boost their profits.

While most of the offers are variable, there are a few which you can get all the time, and they are –

  • Free advisory for mutual fund investment planning. This helps in proper pitching to the potential clients and thus having more business and earnings.
  • Then there are Direct Mutual Fund investment offers
  • No investment or no distributorship fee is always present as an offer to all the distributors

Kfintech Mutual Fund Distributorship SWOT Analysis

Here is a detailed SWOT Analysis of Kfintech Mutual Fund Distributor.


  • One of the oldest and leading Mutual Fund Distributor in India
  • Wide range of mutual fund schemes
  • No investment is required – as there is no distributorship fee
  • Low office expenses or recurring expenses
  • Higher profit margin


  • Lower commission rate
  • Need improvement on the technological front
  • The network of distributors is not as extensive as new-age tech-first AMCs


  • The suburban and rural market can be explored as Kfintech offer a phygital mode of investment and transactions.
  • The overall financial rate is increasing
  • People are getting inclined to mutual fund investments slowly but steadily


  • Job cuts can impact the mutual fund SIP market
  • Increasing the number of investment options in the digital space
  • Lack of knowledge and awareness about mutual funds

KFintech Mutual Fund Distributor Support

ARN Generation Support


Acquisition Support


Products Training




Advisory Support


RM Support


Backoffice Support


Marketing Support

Yes, Limited

The Kfintech Distributor Support services are no doubt one of the best in the industry.

It offers all types of support to all its distributors, be it ARN generation support, conducting webinars, or events where distributors can bring their potential clients into RM support.

Apart from these supports, Kfintech offers product training to help the distributors understand each of the products that Kfintech offers.

Then there is advisory support for helping distributors’ clients with proper mutual fund scheme selection.

Kfintech also offers acquisition support, which helps new distributors close deals with potential clients quickly.

This is a win-win situation for all the entities involved, including the distributor, Kfintech and the client.

Last but not least, Kfintech offers back-office and marketing support as well. However, marketing support is only partially provided.

Check out Business Opportunities with Similar Brands

KFintech MF Distributor Office Requirement

Area in Sq. Ft.

250 - 300 Sq. Ft. (Optional)

No. of Employees

Atleast 2 (Optional)

Dealer Terminal


Mobile or Telephones


Call Recording


Laptops or Computers






Managers Cabin


Having an office or not is entirely at the discretion of the Kfintech MF Distributors. Kfintech hasn’t mandated anything regarding having an office for the distributors.

However, if you choose to have an office for your distributorship business, then you need to fulfil the following requirements –

  • You need to build or set up the office in a space of at least 250 to 300 square feet.
  • Then you need to have at least two employees at the office to take care of office work and clients.
  • You must have all the essential set-ups like mobile and telephone connections, laptops and terminals, CCTV and call recording options.
  • Managers’ cabins and reception are not mandatory. However, you can have them if you want.

KFintech Mutual Fund Seller Dashboard Link

Web Platform

With the Kfintech Mutual Fund Advisor Dashboard, you can find all the information and data you require related to your business.

The dashboard is designed in such a way that it can help with easy navigation. You can find the brokerage details or commission details in one place for all your clients.

You can see how your business is performing, period; you can compare it with the corresponding time of other years and a lot more.

The dashboard also helps in distributor-initiated transactions for clients, and you can check all your clients’ investments in investors’ portfolio summary.

Kfintech Mutual Fund Agent Login

For Kfintech Mutual Fund Advisor Login, you must visit the firm’s website and then go to the distributors’ tab.

You will find the login/sign-in option, which you must fill out. Once you enter the USER ID and Password, you can log in, and then you will be redirected to the dashboard.

The user id and password are those which you receive with the welcome mail from Kfintech when you become their distributor.

KFintech Mutual Fund Advisor Backoffice Platform - Features

Lead Addition Link


Manual Lead Addition


Lead Stage Info


Lead Info Backend Change


Lead Deletion


Leads Report


Clients Payment Report


Clients Activation Report


Clients Portfolio Report


Auto Debit Request - SIP


Monthly Payout Report


KFintech MF Seller Review or Ratings by Finec.in

Overall Rating

7.67 / 10


7.59 / 10


7.59 / 10


7.71 / 10


7.63 / 10


7.63 / 10

KFintech MF Advisor - Products Offered

SIP Mutual Fund


Lumpsum Mutual Fund


Direct Mutual Fund












IPOs / FPOs / NCDs








KFintech Mutual Fund Distributor - Investment Platforms Offered

Mobile Investment App


Web Investment Platform


Desktop Investment Terminal


Algo Trading Platform


Robo Advisory Platform


Thematic Investment Platform


ETF Platform


Backoffice Platfrom


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How to Become a KFintech Mutual Fund Agent? - Eligibility Criteria


24 Years & above



Academic Qualification


NISM Certificate

Yes, Mandatory

ARN Generation

Yes, Mandatory

Now coming to the most crucial part is the steps you need to take in order to Become Kfintech Mutual Fund Distributor.

First of all, you need to click on the ‘Become an MF Distributor’ form on this page. There you will see some details to be filled in.

You need to enter your name, contact details, and the city where you live or want to work from.

Then you will receive a call from the executives of Kfintech; they will ask you to upload certain documents, such as PAN, AADHAAR, Bank details and others.

Once you upload these documents and facts, they will verify the same, and if everything seems fine to them, you will be onboarded as a distributor of Kfintech.

Here are a few things you need to keep in mind, that are –

  • You need to be an Indian resident who is at least 24 years old to be a Kfintech MF distributor
  • The minimum qualification requirement is 10+2+3 or graduate
  • You need to clear the NISM certification exam for MF distributorship
  • ARN generation is mandatory

KFintech MF Distributor - Documents Required

Distributorship Agreement


Identity Proof - Aadhaar


Address Proof - Aadhaar / Rental Agreement




Passport Size Photo


Bank Account Details


Bank Cancelled Cheque


Kfintech MF Distributor – Conclusion

Associating with Kfintech as a Kfintech MF Distributor can be fruitful for your career, especially if you want to set up your own distribution business in the mutual fund industry.

Kfintech offers one of the best distributorship opportunities at ZERO investment, one of this firm’s biggest fortes. This can be helpful, especially for the new entrants in this industry.

FAQs on Kfintech Mutual Fund Distributor

Here are various FAQs related to Kfintech Mutual Fund Distributorship.

How many distributors does Kfintech have?

There are more than 100 distributors in the network of Kfintech at present.

Is Kfintech Mutual Fund Agency Safe?

Kfintech is the new name given to Karvy, which has been a part of the mutual fund and financial services industry for the past thirty years. So, you can be assured of its genuineness and safety.

What is Kfintech Mutual Fund Distributor Commission?

The commission shared with the distributors by Kfintech varies between 0.6% to 1.2% of the total AUM of the distributor’s clients.

How much are Kfintech Distributorship Fees?

You must pay no distributorship fee when you apply and join Kfintech as a distributor.

Does Kfintech provide ARN Generation Support?

Yes, Kfintech offers full support for ARN generation to all its distributors.

Is Kfintech a Stock Broker?

No, Kfintech is not a stockbroker, but it is a sub-distributor.

Is Kfintech an AMC?

No, it is a sub-distributor and not an Asset management company.

Who is the founder of Kfintech?

C. Parthasarathy founded Kfintech in the year 1983. It is a private organisation with its head office in Mumbai.

Is Kfintech registered with SEBI?

Yes, Kfintech is registered with SEBI, and you can be assured of your payments and investments.

Does Kfintech Distributor provide Direct MF Investment?

No, this distributorship doesn’t provide Direct Mutual Funds.


Customer ratings and reviews of KFintech MF Distributor

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