Paytm Money vs Finvasia – Compare Charges, Trading Features, Offers & more
Find a Comparison of Paytm Money vs Finvasia here. You can compare their brokerage, demat accounts, trading platforms, offers, products & services, support, complaints & more.
This comparison will help you decide which broker is best for you. So, let us go through a detailed comparison of Paytm Money and Finvasia.
Paytm Money vs Finvasia – Company Overview
Company Overview |
Paytm Money |
Finvasia |
Company Type |
Private |
Private |
Headquarters |
Bangalore |
Mohali |
Founder |
Vijay Shekhar Sharma |
Tajinder Pal Singh & Sarvjeet Singh |
Establishment Year |
2019 |
2009 |
Compare the Brokerage of Paytm Money and Finvasia
Brokerage |
Paytm Money |
Finvasia |
Brokerage Plan |
Standard Plan |
Standard Plan |
Subscription Charges |
Zero |
Zero |
Equity Delivery |
Rs.15 per Trade & 2.5% (whichever is low) |
Free |
Equity Intraday |
Rs.15 per Trade or 0.05% (whichever is Low) |
Free |
Equity Future |
Rs.15 per Trade or 0.02% (whichever is low) |
Free |
Equity Option |
Rs.15 per Trade |
Free |
Commodity Future |
NA |
Free |
Commodity Option |
NA |
Free |
Currency Future |
NA |
Free |
Currency Option |
NA |
Free |
Paytm Money vs Finvasia – Trading Platforms
Comparison of Paytm Money and Finvasia – Trading Features
Trading Features |
Paytm Money |
Finvasia |
Wishlist |
Yes |
Yes |
Real Time Updates |
Yes |
Yes |
Portfolio Details |
Yes |
Yes |
Online MF Buy |
Yes |
Yes |
Research Reports |
Yes |
No |
Global indices |
Yes |
No |
Customised Recommendations |
No |
No |
Stock tips |
No |
No |
Interactive charts |
Yes |
No |
Live market |
Yes |
Yes |
Multi Profile Management |
No |
Yes |
Robust & Secure Platform |
Yes |
Yes |
Compare Paytm Money vs Finvasia Offers
Offers |
Paytm Money |
Finvasia |
Free Account Opening |
No |
Yes |
Free AMC |
No |
Yes |
Free Brokerage |
No |
Yes |
Flat Brokerage |
Yes |
Yes |
Flexible Brokerage Plans |
No |
No |
Happy Trading Hours |
No |
No |
Free Delivery Trading |
No |
Yes |
Free Intraday Trading |
No |
Yes |
Free F&O Trading |
NA |
Yes |
Free Research Reports |
No |
No |
Free Trading calls |
No |
No |
Referral Offers |
Yes |
50 Reward Points per Client |
Margin Funding / Pledging |
Yes |
Yes |
Brokerage Cashback |
No |
No |
Zero Brokerage for Loss Making Trades |
No |
No |
Paytm Money vs Finvasia – Products Provided
Products Provided |
Paytm Money |
Finvasia |
Equity Delivery |
Yes |
Yes |
Equity Intraday |
Yes |
Yes |
Equity Option |
Yes |
Yes |
Equity Future |
Yes |
Yes |
Commodity Option |
No |
Yes |
Commodity Future |
No |
Yes |
Currency Option |
No |
Yes |
Currency Future |
No |
Yes |
Foreign Stocks |
No |
No |
Mutual Funds |
Yes |
Yes |
Banking |
No |
No |
Insurance |
No |
No |
Corporate Bonds |
No |
No |
Govt. Bonds |
No |
No |
Digital Gold |
No |
No |
Paytm Money vs Finvasia – Services Provided
Services Provided |
Paytm Money |
Finvasia |
Demat Services |
Yes |
Yes |
Trading Services |
Yes |
Yes |
Intraday Services |
Yes |
Yes |
F&O Services |
Yes |
Yes |
IPO Services |
Yes |
Yes |
3 in 1 Account |
No |
No |
Stock Research |
No |
No |
Stock Recommendations |
No |
No |
Trading Institution |
No |
No |
Share Pledging |
Yes |
Yes |
PMS or PCG |
No |
No |
NRI Services |
No |
Yes |
Compare Paytm Money and Finvasia Advisory
Advisory |
Paytm Money |
Finvasia |
Fundamental Reports |
No |
No |
Research Reports |
No |
Yes, chargeable |
Company Reports |
No |
No |
Annual Reports |
No |
No |
IPO Reports |
No |
No |
Technical Reports |
No |
No |
Stock Tips |
No |
Yes, chargeable |
Daily Top Stock Picks |
No |
Yes, chargeable |
Daily Market Review |
No |
No |
Monthly Review |
No |
No |
Weekly Review |
No |
No |
Relationship Manager |
No |
Yes, chargeable |
Robo Advisory |
No |
No |
Comparison of Paytm Money and Finvasia Exposure
Exposure |
Paytm Money |
Finvasia |
Equity Delivery |
1x |
1x |
Equity Intraday |
Upto 5x (Depends on Stocks) |
Upto 5x (Depends on Stocks) |
Equity F&O Carry Forward |
1x |
1x |
Equity F&O Intraday |
1.3x |
1.3x |
Commodity F&O Carry Forward |
1x |
1x |
Commodity F&O Intraday |
1.3x |
1.3x |
Currency F&O |
1x |
1x |
Compare Programs of Paytm Money & Finvasia
Programs |
Paytm Money |
Finvasia |
Sub Broker Program |
Yes |
Yes, Limited |
Partner Program |
Yes |
Yes, Limited |
Referral Program |
Yes |
Yes |
Paytm Money vs Finvasia – Ratings by Finec
Ratings |
Paytm Money |
Finvasia |
Overall Rating |
8.85 / 10 |
7.24 / 10 |
Customer Support |
8.81 / 10 |
7.21 / 10 |
Technology |
8.95 / 10 |
7.33 / 10 |
Charges |
8.88 / 10 |
7.27 / 10 |
Products & Service |
8.79 / 10 |
7.20 / 10 |
Experience |
8.77 / 10 |
7.18 / 10 |
Compare Customer Support of Paytm Money and Finvasia
Comparison of Paytm Money & Finvasia Complaints
Complaints |
Paytm Money |
Finvasia |
Total Complaints Lodged |
195 |
31 |
Total Complaints Resolved |
172 |
21 |
% of Resolved Complaints |
88.21% |
67.74% |
Non Actionable Complaints |
18 |
3 |
% of Non Actionable Complaints |
9.23% |
9.68% |
Compare Demat Charges of Paytm Money vs Finvasia
Demat Charges |
Paytm Money |
Finvasia |
Account Opening Charges |
Rs.200 |
Free |
Annual Maintenance Charges (AMC) |
Free |
Free |
Paytm Money vs Finvasia – Compare STT & CTT
STT & CTT |
Paytm Money |
Finvasia |
Equity Delivery |
0.1% on buy & sell |
0.1% on buy & sell |
Equity Intraday |
0.025% on sell |
0.025% on sell |
Equity Future |
0.0125% on sell |
0.0125% on sell |
Equity Option |
0.0625% on sell (on premium) |
0.0625% on sell (on premium) |
Commodity Future |
NA |
0.01% on sell (Non-Agri) |
Commodity Option |
NA |
0.05% on sell |
Currency Future |
NA |
Nil |
Currency Option |
NA |
Nil |
Compare Stamp Duty of Paytm Money and Finvasia
Stamp Duty |
Paytm Money |
Finvasia |
Equity Delivery |
0.015% on buy |
0.015% on buy |
Equity Intraday |
0.003% on buy |
0.003% on buy |
Equity Future |
0.002% on buy |
0.002% on buy |
Equity Option |
0.003% on buy |
0.003% on buy |
Commodity Future |
NA |
0.002% on buy |
Commodity Option |
NA |
0.003% on buy |
Currency Future |
NA |
0.0001% on buy |
Currency Option |
NA |
0.0001% on buy |
Paytm Money vs Finvasia – Transaction Charges
Transaction Charges |
Paytm Money |
Finvasia |
Equity Delivery |
0.00345% (NSE) & 0.00375% (BSE) |
0.00325% (NSE) & 0.00375% (BSE) |
Equity Intraday |
0.00345% (NSE) & 0.00375% (BSE) |
0.00325% (NSE) & 0.00375% (BSE) |
Equity Future |
0.002% (NSE & BSE) |
0.0019% (NSE & BSE) |
Equity Option |
0.053% (on premium) |
0.05% (on premium) |
Commodity Future |
NA |
0.0021% (Non-Agri) / 0.006% (Agri) / 0.0005% (Special) |
Commodity Option |
NA |
0.05% (Non Agri) |
Currency Future |
NA |
0.0009% (NSE) & 0.00022% (BSE) |
Currency Option |
NA |
0.035% (NSE) & 0.001% (BSE) |
Compare Pledge Charges of Paytm Money & Finvasia
Pledge Charges |
Paytm Money |
Finvasia |
Pledge Creation Charges |
Rs.15 per Request |
Rs.20 per Request |
Pledge Invocation Charges |
Rs.15 per Request |
Rs.20 per Request |
Interest on Margin Trading |
0.049% per day |
0.05% per day |
Comparison of Paytm Money and Finvasia – Hidden Charge
Hidden Charge |
Paytm Money |
Finvasia |
SEBI Turnover Charges |
Rs.10/ Crore (All Segment) |
Rs.10/ Crore (All Segment) |
DP Charges |
Rs.13.5 per Scrip only on Sell |
Rs.30 per Scrip on Sell |
GST |
18% on (Brokerage + SEBI + Transaction charges) |
18% on (Brokerage + SEBI + Transaction charges) |
Account Closure Charges |
Nil |
Nil |
Reactivation Charges |
Nil |
Nil |
Dematerialisation Charges |
Rs.250 per 100 Certificate |
Rs.30 per Certificate |
Call & Trade Charges |
Rs.100 per Trade |
Rs.30 per Trade |
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