Motilal Oswal vs Paytm Money – Compare Charges, Trading Features, Offers & more
Find a Comparison of Motilal Oswal vs Paytm Money here. You can compare their brokerage, demat accounts, trading platforms, offers, products & services, support, complaints & more.
This comparison will help you decide which broker is best for you. So, let us go through a detailed comparison of Motilal Oswal and Paytm Money.
Motilal Oswal vs Paytm Money – Company Overview
Company Overview |
Motilal Oswal |
Paytm Money |
Company Type |
Public |
Private |
Headquarters |
Mumbai |
Bangalore |
Founder |
Motilal Oswal, Raamdeo Agrawal |
Vijay Shekhar Sharma |
Establishment Year |
1987 |
2019 |
Compare the Brokerage of Motilal Oswal and Paytm Money
Brokerage |
Motilal Oswal |
Paytm Money |
Brokerage Plan |
Standard Plan |
Standard Plan |
Subscription Charges |
Zero |
Zero |
Equity Delivery |
0.20% of Transaction Value |
Rs.15 per Trade & 2.5% (whichever is low) |
Equity Intraday |
0.02% of Transaction Value |
Rs.15 per Trade or 0.05% (whichever is Low) |
Equity Future |
0.02% of Transaction Value |
Rs.15 per Trade or 0.02% (whichever is low) |
Equity Option |
Rs.20 per Lot |
Rs.15 per Trade |
Commodity Future |
0.02% of Transaction Value |
NA |
Commodity Option |
Rs.20 per Lot |
NA |
Currency Future |
0.02% of Transaction Value |
NA |
Currency Option |
Rs.20 per Lot |
NA |
Motilal Oswal vs Paytm Money – Trading Platforms
Comparison of Motilal Oswal and Paytm Money – Trading Features
Trading Features |
Motilal Oswal |
Paytm Money |
Wishlist |
Yes |
Yes |
Real Time Updates |
Yes |
Yes |
Portfolio Details |
Yes |
Yes |
Online MF Buy |
Yes |
Yes |
Research Reports |
Yes |
Yes |
Global indices |
Yes |
Yes |
Customised Recommendations |
Yes |
No |
Stock tips |
Yes |
No |
Interactive charts |
Yes |
Yes |
Live market |
Yes |
Yes |
Multi Profile Management |
Yes |
No |
Robust & Secure Platform |
Yes |
Yes |
Compare Motilal Oswal vs Paytm Money Offers
Offers |
Motilal Oswal |
Paytm Money |
Free Account Opening |
Yes |
No |
Free AMC |
1st Year Free |
No |
Free Brokerage |
No |
No |
Flat Brokerage |
No |
Yes |
Flexible Brokerage Plans |
Yes |
No |
Happy Trading Hours |
No |
No |
Free Delivery Trading |
No |
No |
Free Intraday Trading |
No |
No |
Free F&O Trading |
No |
NA |
Free Research Reports |
Yes |
No |
Free Trading calls |
Yes |
No |
Referral Offers |
Upto Rs.500 per Client |
Yes |
Margin Funding / Pledging |
Yes |
Yes |
Brokerage Cashback |
Yes |
No |
Zero Brokerage for Loss Making Trades |
No |
No |
Motilal Oswal vs Paytm Money – Products Provided
Products Provided |
Motilal Oswal |
Paytm Money |
Equity Delivery |
Yes |
Yes |
Equity Intraday |
Yes |
Yes |
Equity Option |
Yes |
Yes |
Equity Future |
Yes |
Yes |
Commodity Option |
Yes |
No |
Commodity Future |
Yes |
No |
Currency Option |
Yes |
No |
Currency Future |
Yes |
No |
Foreign Stocks |
Yes |
No |
Mutual Funds |
Yes |
Yes |
Banking |
No |
No |
Insurance |
No |
No |
Corporate Bonds |
Yes |
No |
Govt. Bonds |
Yes |
No |
Digital Gold |
Yes |
No |
Motilal Oswal vs Paytm Money – Services Provided
Services Provided |
Motilal Oswal |
Paytm Money |
Demat Services |
Yes |
Yes |
Trading Services |
Yes |
Yes |
Intraday Services |
Yes |
Yes |
F&O Services |
Yes |
Yes |
IPO Services |
Yes |
Yes |
3 in 1 Account |
No |
No |
Stock Research |
Yes |
No |
Stock Recommendations |
Yes |
No |
Trading Institution |
No |
No |
Share Pledging |
Yes |
Yes |
PMS or PCG |
Yes |
No |
NRI Services |
Yes |
No |
Compare Motilal Oswal and Paytm Money Advisory
Advisory |
Motilal Oswal |
Paytm Money |
Fundamental Reports |
Yes |
No |
Research Reports |
Yes |
No |
Company Reports |
Yes |
No |
Annual Reports |
Yes |
No |
IPO Reports |
Yes |
No |
Technical Reports |
Yes |
No |
Stock Tips |
Yes |
No |
Daily Top Stock Picks |
Yes |
No |
Daily Market Review |
Yes |
No |
Monthly Review |
Yes |
No |
Weekly Review |
Yes |
No |
Relationship Manager |
Yes |
No |
Robo Advisory |
No |
No |
Comparison of Motilal Oswal and Paytm Money Exposure
Exposure |
Motilal Oswal |
Paytm Money |
Equity Delivery |
1x |
1x |
Equity Intraday |
Upto 5x (Depends on Stocks) |
Upto 5x (Depends on Stocks) |
Equity F&O Carry Forward |
1x |
1x |
Equity F&O Intraday |
1.3x |
1.3x |
Commodity F&O Carry Forward |
1x |
1x |
Commodity F&O Intraday |
1.3x |
1.3x |
Currency F&O |
1x |
1x |
Compare Programs of Motilal Oswal & Paytm Money
Programs |
Motilal Oswal |
Paytm Money |
Sub Broker Program |
Yes |
Yes |
Partner Program |
Yes |
Yes |
Referral Program |
Yes |
Yes |
Motilal Oswal vs Paytm Money – Ratings by Finec
Ratings |
Motilal Oswal |
Paytm Money |
Overall Rating |
9.17 / 10 |
8.85 / 10 |
Customer Support |
9.13 / 10 |
8.81 / 10 |
Technology |
9.28 / 10 |
8.95 / 10 |
Charges |
9.21 / 10 |
8.88 / 10 |
Products & Service |
9.12 / 10 |
8.79 / 10 |
Experience |
9.10 / 10 |
8.77 / 10 |
Compare Customer Support of Motilal Oswal and Paytm Money
Comparison of Motilal Oswal & Paytm Money Complaints
Complaints |
Motilal Oswal |
Paytm Money |
Total Complaints Lodged |
348 |
195 |
Total Complaints Resolved |
298 |
172 |
% of Resolved Complaints |
85.63% |
88.21% |
Non Actionable Complaints |
6 |
18 |
% of Non Actionable Complaints |
1.72% |
9.23% |
Compare Demat Charges of Motilal Oswal vs Paytm Money
Demat Charges |
Motilal Oswal |
Paytm Money |
Account Opening Charges |
Free |
Rs.200 |
Annual Maintenance Charges (AMC) |
Rs.300 per Year (1st Year Free) |
Free |
Motilal Oswal vs Paytm Money – Compare STT & CTT
STT & CTT |
Motilal Oswal |
Paytm Money |
Equity Delivery |
0.1% on buy & sell |
0.1% on buy & sell |
Equity Intraday |
0.025% on sell |
0.025% on sell |
Equity Future |
0.0125% on sell |
0.0125% on sell |
Equity Option |
0.0625% on sell (on premium) |
0.0625% on sell (on premium) |
Commodity Future |
0.01% on sell (Non-Agri) |
NA |
Commodity Option |
0.05% on sell |
NA |
Currency Future |
Nil |
NA |
Currency Option |
Nil |
NA |
Compare Stamp Duty of Motilal Oswal and Paytm Money
Stamp Duty |
Motilal Oswal |
Paytm Money |
Equity Delivery |
0.015% on buy |
0.015% on buy |
Equity Intraday |
0.003% on buy |
0.003% on buy |
Equity Future |
0.002% on buy |
0.002% on buy |
Equity Option |
0.003% on buy |
0.003% on buy |
Commodity Future |
0.002% on buy |
NA |
Commodity Option |
0.003% on buy |
NA |
Currency Future |
0.0001% on buy |
NA |
Currency Option |
0.0001% on buy |
NA |
Motilal Oswal vs Paytm Money – Transaction Charges
Transaction Charges |
Motilal Oswal |
Paytm Money |
Equity Delivery |
0.00340% (NSE) & As per Stock (BSE) |
0.00345% (NSE) & 0.00375% (BSE) |
Equity Intraday |
0.00340% (NSE) & As per Stock (BSE) |
0.00345% (NSE) & 0.00375% (BSE) |
Equity Future |
0.002% (NSE & BSE) |
0.002% (NSE & BSE) |
Equity Option |
0.053% (on premium) |
0.053% (on premium) |
Commodity Future |
0.0021% (Non-Agri) / 0.006% (Agri) / 0.0005% (Special) |
NA |
Commodity Option |
0.05% (Non Agri) |
NA |
Currency Future |
0.0009% (NSE) & 0.00022% (BSE) |
NA |
Currency Option |
0.035% (NSE) & 0.001% (BSE) |
NA |
Compare Pledge Charges of Motilal Oswal & Paytm Money
Pledge Charges |
Motilal Oswal |
Paytm Money |
Pledge Creation Charges |
Rs.35 per Request or 0.02% of Value (whichever is higher) |
Rs.15 per Request |
Pledge Invocation Charges |
Rs.35 per Request or 0.02% of Value (whichever is higher) |
Rs.15 per Request |
Interest on Margin Trading |
0.05% per day |
0.049% per day |
Comparison of Motilal Oswal and Paytm Money – Hidden Charge
Hidden Charge |
Motilal Oswal |
Paytm Money |
SEBI Turnover Charges |
Rs.10/ Crore (All Segment) |
Rs.10/ Crore (All Segment) |
DP Charges |
Rs.25 per Scrip only on Sell |
Rs.13.5 per Scrip only on Sell |
GST |
18% on (Brokerage + SEBI + Transaction charges) |
18% on (Brokerage + SEBI + Transaction charges) |
Account Closure Charges |
Rs.100 |
Nil |
Reactivation Charges |
Rs.50 |
Nil |
Dematerialisation Charges |
Rs.50 per Certificate |
Rs.250 per 100 Certificate |
Call & Trade Charges |
Free |
Rs.100 per Trade |
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