Check out the State Bank of India DSA review here. It includes details on the Loan Agent Program Cost, DSA Commission, Estimated Monthly Profits, Office Requirements, and more.

State Bank of India Loan Agent is India’s leading Direct Selling Agent franchise provider. If you want to start a business, this brand is one of the best options available.

Total DSA 1000+ DSA
Total Investment Rs.41000 – Rs.61000 (Optional)
DSA Commission 0.2% – 2.25% of Loan value
Avg. Monthly Profit Rs.49500 approx
Breakeven Time 3 Month
Payout Time 30 Days

State Bank of India DSA - Business Models

Corporate DSA

Yes

Individual DSA

Yes

SBI DSA Commission

Home Loan Commission

0.2% - 0.3% of Loan value

Personal Loan Commission

1% - 2% of Loan value

Auto Loan Commission

1.25% - 1.5% of Loan value

Business Loan Commission

2% - 2.25% of Loan Value

Credit Card

Rs.500 to Rs.1500 per Card

State Bank of India DSA Cost or Investment

DSA Fees

Upto Rs.1000

Infrastructure Investment

Rs.40,000 - Rs.60,000 (Optional)


State Bank of India DSA Profits & Income

Check out State Bank of India Loan Agent Profits & Income.

Home Loan Amount 1,20,00,000
Personal Loan Amount 33,00,000
Credit Card Clients 5
Home Loan Commission 36,000
Personal Loan Commission 66,000
Credit Card Commission 7,500
DSA’s Income 1,09,500
Total Expenses 60,000
DSA’s Net Profit 49,500
Net Profit Margin 0.323%

State Bank of India Loan Agent Offers

Home Loan Commission 0.5% or More

No

Personal Loan Commission 2% or More

Yes

Zero Investment

No

Rs.1000 per Credit Card

No

Optional Office Requirement

Yes

Free CIBIL Check

Yes

Instant Loan

No

Advance Salary Loan

No

State Bank of India Loan Partner Support

Dedicated RM Support

Yes

Offers

Yes

Service Training

Yes

Product Training

Yes

Acquisition Support

Yes

Webinars

No

Back-Office Support

No

Marketing Support

Yes, Limited

Check out Business Opportunities with Similar Brands

State Bank of India Partner or Agent Business - Office Requirement

Area in Sq. Ft.

150 - 20 Sq. Ft. (Optional)

No. of Employees

Minimum 1

Mobile or Telephones

Mandatory

Call Recording

Optional

Laptops or Computers

Mandatory

CCTV

Mandatory

Reception

Optional

Managers Cabin

Optional

SBI DSA Dashboard Link

Web Platform

NA

App Platform

NA

State Bank of India Loan Agent Backoffice Platform - Features

Lead Addition Link

No

Manual Lead Addition

No

Lead Stage Info

No

Lead Info Backend Change

No

Lead Deletion

No

Commission Mapping

No

Leads Report

No

Clients Activation Report

No

Clients Portfolio Report

No

Monthly Payout Report

No

State Bank of India DSA Program Review or Ratings by Finec.in

Overall Rating

8.83 / 10

Commission

8.16 / 10

Investment

8.64 / 10

Breakeven

8.97 / 10

Support

8.58 / 10

Experience

9.78 / 10

State Bank of India Direct Selling Agent - Products Offered

Home Loan Interest

Offered

Automobile Loan Interest

Offered

Gold Loan Interest

Offered

Education Loan Interest

Offered

Personal Loan Interest

Offered

Business Loan Interest

Offered

Credit Card Interest

Offered

State Bank of India DSA Franchise - Platforms Offered

Mobile App

Yes

Web Platform

Yes

Backoffice Platform

No

Check out Business Opportunities with Similar Brands

How to Become a State Bank of India DSA? - Eligibility Criteria

Age

18+

Nationality

Indian

Academic Qualification

10+, Graduate Preferred

Business Experience

Optional

High CIBIL Score

Yes

Product Knowledge

Yes

SBI Loan Agent - Documents Required by Individuals

DSA Agreement

Required

Identity Proof - Aadhaar

Required

Address Proof - Aadhaar / Rental Agreement

Required

PAN

Required

Passport Size Photo

Required

Bank Account Details

Required

Bank Cancelled Cheque

Required

GST Registration Certificate

Required

Latest ITR or Form16

Required

State Bank of India Loan Partner - Documents Required by Firms or Company

DSA Agreement

Required

Firm or Companies PAN

Required

Firm or Companies TAN

Required

Firm or Companies Incorporation Certificate

Required

Firm or Companies Bank Details

Required

Firm or Companies Cancelled Cheque

Required

All Partners or Directors PAN

Required

All Partners or Directors Aadhaar

Required

All Partners or Directors Photo

Required

GST Registration Certificate

Required

Latest ITR or Form16

Required


FAQs on State Bank of India Direct Selling Agent

Here are various FAQs related to State Bank of India Direct Selling Agent.

What is a State Bank of India DSA, and what do they do?
A State Bank of India DSA (Direct Selling Agent) helps customers explore suitable loan products, collects applications, and connects borrowers with the bank for further processing.

Who is eligible to apply for a State Bank of India DSA code?

Individuals, consultants, financial advisors, proprietorship firms, partnerships, and companies with strong networking skills and basic financial knowledge can generally apply for DSA registration.

What documents are required for State Bank of India DSA registration online?

Applicants typically need identity proof, address proof, PAN card, bank account details, photographs, and business registration documents if applying as an organization.

How much commission/payout does a State Bank of India DSA make?

DSA earnings depend on loan type, volume, and bank policies. Higher-quality leads and successful loan disbursements generally result in better commission opportunities.

Is there a registration fee or investment required?

Investment requirements vary by registration channel and business model. Applicants should verify the latest terms directly before proceeding with any DSA onboarding process.

Can I work from home as a State Bank of India DSA?

Yes, many DSAs operate from home by generating leads online, communicating with customers remotely, and coordinating documentation through digital channels.

What financial products can a State Bank of India DSA sell?

DSAs may promote home loans, personal loans, business loans, education loans, loan against property, and other approved financial products offered by the bank.

What is the difference between a State Bank of India Channel Partner and a DSA?

A DSA primarily focuses on customer acquisition and lead generation, whereas a channel partner may have broader responsibilities involving business development and partnerships.

Does State Bank of India provide training to new DSAs?Training support may be provided through onboarding sessions, product briefings, compliance guidance, and process education to help DSAs perform effectively and professionally.

How long does it take for a DSA loan to get approved?
Loan approval timelines vary according to product type, applicant eligibility, document verification, and internal assessment, ranging from a few days to several weeks.


 

Customer ratings and reviews of State Bank of India DSA

Start your Loan Business Now!Become DSA Partner