Check out the Indian Overseas Bank DSA review here. It includes details on the Loan Agent Program Cost, DSA Commission, Estimated Monthly Profits, Office Requirements, and more.

Indian Overseas Bank Loan Agent is India’s leading Direct Selling Agent franchise provider. If you want to start a business, this brand is one of the best options available.

Total DSA 400+ DSA
Total Investment Rs.31000 – Rs.46000 (Optional)
DSA Commission 0.25% – 2.75% of Loan value
Avg. Monthly Profit Rs.30200 approx
Breakeven Time 3 Month
Payout Time 30 Days

Indian Overseas Bank DSA - Business Models

Corporate DSA

Yes

Individual DSA

Yes

Indian Overseas Bank DSA Commission

Home Loan Commission

0.25% - 0.3% of Loan value

Personal Loan Commission

1.1% - 2.1% of Loan value

Auto Loan Commission

1.35% - 1.75% of Loan value

Business Loan Commission

2.25% - 2.75% of Loan Value

Credit Card

Rs.600 to Rs.1000 per Card

Indian Overseas Bank DSA Cost or Investment

DSA Fees

Upto Rs.1000

Infrastructure Investment

Rs.30,000 - Rs.45,000 (Optional)


Indian Overseas Bank DSA Profits & Income

Check out Indian Overseas Bank Loan Agent Profits & Income.

Home Loan Amount 80,00,000
Personal Loan Amount 22,00,000
Credit Card Clients 5
Home Loan Commission 24,000
Personal Loan Commission 46,200
Credit Card Commission 5,000
DSA’s Income 75,200
Total Expenses 45,000
DSA’s Net Profit 30,200
Net Profit Margin 0.296%

Indian Overseas Bank Loan Agent Offers

Home Loan Commission 0.5% or More

No

Personal Loan Commission 2% or More

Yes

Zero Investment

No

Rs.1000 per Credit Card

No

Optional Office Requirement

Yes

Free CIBIL Check

Yes

Instant Loan

No

Advance Salary Loan

No

Indian Overseas Bank Loan Partner Support

Dedicated RM Support

Yes

Offers

Yes

Service Training

Yes

Product Training

Yes

Acquisition Support

Yes

Webinars

No

Back-Office Support

No

Marketing Support

Yes, Limited

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Indian Overseas Bank Partner or Agent Business - Office Requirement

Area in Sq. Ft.

120 - 180 Sq. Ft. (Optional)

No. of Employees

Minimum 1

Mobile or Telephones

Mandatory

Call Recording

Optional

Laptops or Computers

Mandatory

CCTV

Optional

Reception

Optional

Managers Cabin

Optional

Indian Overseas Bank DSA Dashboard Link

Web Platform

NA

App Platform

NA

Indian Overseas Bank Loan Agent Backoffice Platform - Features

Lead Addition Link

No

Manual Lead Addition

No

Lead Stage Info

No

Lead Info Backend Change

No

Lead Deletion

No

Commission Mapping

No

Leads Report

No

Clients Activation Report

No

Clients Portfolio Report

No

Monthly Payout Report

No

Indian Overseas Bank DSA Program Review or Ratings by Finec.in

Overall Rating

8.29 / 10

Commission

7.66 / 10

Investment

8.11 / 10

Breakeven

8.78 / 10

Support

8.49 / 10

Experience

8.40 / 10

Indian Overseas Bank Direct Selling Agent - Products Offered

Home Loan Interest

Offered

Automobile Loan Interest

Offered

Gold Loan Interest

Offered

Education Loan Interest

Offered

Personal Loan Interest

Offered

Business Loan Interest

Offered

Credit Card Interest

Not Offered

Indian Overseas Bank DSA Franchise - Platforms Offered

Mobile App

Yes

Web Platform

Yes

Backoffice Platform

No

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How to Become a Indian Overseas Bank DSA? - Eligibility Criteria

Age

18+

Nationality

Indian

Academic Qualification

10+, Graduate Preferred

Business Experience

Optional

High CIBIL Score

Yes

Product Knowledge

Yes

Indian Overseas Bank Loan Agent - Documents Required by Individuals

DSA Agreement

Required

Identity Proof - Aadhaar

Required

Address Proof - Aadhaar / Rental Agreement

Required

PAN

Required

Passport Size Photo

Required

Bank Account Details

Required

Bank Cancelled Cheque

Required

GST Registration Certificate

Required

Latest ITR or Form16

Required

Indian Overseas Bank Loan Partner - Documents Required by Firms or Company

DSA Agreement

Required

Firm or Companies PAN

Required

Firm or Companies TAN

Required

Firm or Companies Incorporation Certificate

Required

Firm or Companies Bank Details

Required

Firm or Companies Cancelled Cheque

Required

All Partners or Directors PAN

Required

All Partners or Directors Aadhaar

Required

All Partners or Directors Photo

Required

GST Registration Certificate

Required

Latest ITR or Form16

Required

Customer ratings and reviews of Indian Overseas Bank DSA

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