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Santosh Ranjan Majumdar

**Santosh Ranjan Majumdar** is an entrepreneur, investor, and financial services professional with over 10 years of experience in the Indian stockbroking industry. A former Vice President at Angel One, he currently serves as an Author of Finec, a platform focused on personal finance, investment strategies & financial entrepreneurship. His professional expertise extends across stockbroking, digital marketing, financial services, business development, and online ventures. As an active investor, Santosh maintains a diversified portfolio that includes investments with leading Portfolio Management Services (PMS), Alternative Investment Funds (AIFs), and Mutual Fund Houses. He writes extensively about personal finance, stock market investments, wealth management, financial business opportunities, and franchising, combining industry knowledge with firsthand investing and entrepreneurial experience.

Author's Posts

Fundamental Analysis 101 — How to Read a Company's Balance Sheet Before Investing
Posted On: September 2, 2026Posted by: Santosh Ranjan Majumdar

Fundamental Analysis 101 — How to Read a Company’s Balance Sheet Before Investing

Ask most beginner investors why they bought a particular stock, and the honest answer is often “a friend recommended
Best Franchise

Fundamental Analysis 101 — How to Read a Company’s Balance Sheet Before Investing

September 2, 2026

Ask most beginner investors why they bought a particular stock, and the honest answer is often “a friend recommended

READ MORE
Direct Selling Agent (DSA) Business in India — How Loan DSA Commission and Registration Works
Posted On: September 2, 2026Posted by: Santosh Ranjan Majumdar

Direct Selling Agent (DSA) Business in India — How Loan DSA Commission and Registration Works

If you’ve ever gotten a call offering you a “pre-approved personal loan” or noticed a local agent helping neighbours
Best Franchise

Direct Selling Agent (DSA) Business in India — How Loan DSA Commission and Registration Works

September 2, 2026

If you’ve ever gotten a call offering you a “pre-approved personal loan” or noticed a local agent helping neighbours

READ MORE
National Pension System (NPS) Explained — Tax Benefits, Returns & Withdrawal Rules
Posted On: September 2, 2026Posted by: Santosh Ranjan Majumdar

National Pension System (NPS) Explained — Tax Benefits, Returns & Withdrawal Rules

If your only association with National Pension System or NPS is “that extra ₹50,000 tax deduction my HR mentions
Best Franchise

National Pension System (NPS) Explained — Tax Benefits, Returns & Withdrawal Rules

September 2, 2026

If your only association with National Pension System or NPS is “that extra ₹50,000 tax deduction my HR mentions

READ MORE
Old vs New Tax Regime in India — Which Should You Choose for FY 2026-27
Posted On: September 2, 2026Posted by: Santosh Ranjan Majumdar

Old vs New Tax Regime in India — Which Should You Choose for FY 2026-27?

Every single year, right around the time Form 16s start arriving, millions of Indians face the same question: old
Best Franchise

Old vs New Tax Regime in India — Which Should You Choose for FY 2026-27?

September 2, 2026

Every single year, right around the time Form 16s start arriving, millions of Indians face the same question: old

READ MORE
Basket Investing Explained — Smallcase vs Traditional Mutual Funds
Posted On: September 2, 2026Posted by: Santosh Ranjan Majumdar

Basket Investing Explained — Smallcase vs Traditional Mutual Funds

You’ve probably seen “smallcase” mentioned inside your broker’s app — usually alongside intriguing names like “EV Revolution,” “Dividend
Best Franchise

Basket Investing Explained — Smallcase vs Traditional Mutual Funds

September 2, 2026

You’ve probably seen “smallcase” mentioned inside your broker’s app — usually alongside intriguing names like “EV Revolution,” “Dividend

READ MORE
RBI Retail Direct & Government Bonds — How to Invest in G-Secs Without a Broker
Posted On: September 2, 2026Posted by: Santosh Ranjan Majumdar

RBI Retail Direct & Government Bonds — How to Invest in G-Secs Without a Broker

For decades, buying government bonds in India meant going through a bank, a mutual fund, or a broker—each layer
Best Franchise

RBI Retail Direct & Government Bonds — How to Invest in G-Secs Without a Broker

September 2, 2026

For decades, buying government bonds in India meant going through a bank, a mutual fund, or a broker—each layer

READ MORE
Technical Analysis for Beginners — How to Read Stock Charts and Candlestick Patterns
Posted On: September 2, 2026Posted by: Santosh Ranjan Majumdar

Technical Analysis for Beginners — How to Read Stock Charts and Candlestick Patterns

Open any stock’s chart on your broker’s app, and you’ll see a wall of red and green bars, squiggly
Best Franchise

Technical Analysis for Beginners — How to Read Stock Charts and Candlestick Patterns

September 2, 2026

Open any stock’s chart on your broker’s app, and you’ll see a wall of red and green bars, squiggly

READ MORE
How to Become a Sub-Broker Authorized Person in India — Costs, SEBI Registration & Earning Potential
Posted On: September 2, 2026Posted by: Santosh Ranjan Majumdar

Sub Broker Registration Process — SEBI Rules, Costs, Commission & Earning Potential

If you’ve spent any time researching how to build a career around the stock market without becoming a licensed
Best Franchise

Sub Broker Registration Process — SEBI Rules, Costs, Commission & Earning Potential

September 2, 2026

If you’ve spent any time researching how to build a career around the stock market without becoming a licensed

READ MORE
Stock Advisory Services in India — SEBI Research Analyst Rules & How to Choose One
Posted On: September 2, 2026Posted by: Santosh Ranjan Majumdar

Stock Advisory Services in India — SEBI Research Analyst Rules & How to Choose One

“Buy this stock, target ₹450, stop-loss ₹380” — if you’ve spent any time in Indian stock market Telegram groups,
Best Franchise

Stock Advisory Services in India — SEBI Research Analyst Rules & How to Choose One

September 2, 2026

“Buy this stock, target ₹450, stop-loss ₹380” — if you’ve spent any time in Indian stock market Telegram groups,

READ MORE
Robo-Advisory vs Human Financial Advisor — Which Should You Choose in India (1)
Posted On: September 2, 2026Posted by: Santosh Ranjan Majumdar

Robo-Advisory vs Human Financial Advisor — Which Should You Choose in India?

Somewhere between “I’ll just figure out investing myself” and “I need to hire an expensive wealth manager” sits a
Best Franchise

Robo-Advisory vs Human Financial Advisor — Which Should You Choose in India?

September 2, 2026

Somewhere between “I’ll just figure out investing myself” and “I need to hire an expensive wealth manager” sits a

READ MORE

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– Free Trading Advisory

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